Terms & Conditions

About This Website

The following terms and conditions (“Terms”) apply to your use of this Financeable Pty Ltd (Financeable) (ABN 24 646 900 736) under the domain name "financeable.com.au”. Your use of the website means that you accept these Terms and our Privacy Policy. If you do not agree to be bound by these Terms and our Privacy Policy, you must cease use of the website and services, or be taken to be bound by them.

In addition to the terms in this document, there may also be specific terms governing your use of, and access to, certain sections of the Financeable website. Those specific terms also form part of these Terms of Use and you will be bound by them. You should review them wherever they are accessible by you on the Financeable Website.

Links to Other Websites

The Financeable Website may contain links to other websites operated by third parties (“Third Party Websites”). Any such links are provided for convenience only. Financeable does not endorse, approve of or recommend those Third Party Websites, and is not responsible for the information, graphics and material they contain (“Third Party Material”). All offers to sell and statements relating to goods and services available on Third Party Websites are the responsibility of and given by the Third Party Website operator. Financeable expressly disclaims acting in any other respect on behalf of Third Party Website operators. Subject to any rights at law which cannot be excluded, Financeable makes no warranties or representations: About the quality, accuracy, merchantability or fitness for purpose of Third Party Material or products or services available through Third Party Websites; or that Third Party Material does not infringe the intellectual property rights of any person. When you follow a link on the Financeable Website, Third Party Material may be displayed in your browser framed by Material on this website. This material is also Third Party Material for the purpose of these Terms of Use. By linking Material on this website to Third Party Material, Financeable does not authorise the reproduction of Third Party Material. If you download software from a Third Party Website, use of that software may be subject to a licence agreement between you and the Third Party Website operator. To the extent permitted by law, Financeable accepts no responsibility or liability for that software. All applications for credit are subject to our lender’s normal credit approval criteria. Unless expressly agreed otherwise, products and services referred on the Financeable Website will be provided only to Australian residents. These products and services are generally not available to non-Australian residents because they may not comply with non-Australian laws.

Use of information or content provided by you

  1. Status of content submitted to our website and for provision of services
    By submitting content (including personal and business information) to our website, you agree to grant Financeable a perpetual, non-exclusive, irrevocable, royalty-free license to use of such content. Use may include but is not limited to - reproduction, adaptation, editing, modification, translation, publication, transfer, and/or distribution of the content. This shall specifically include license for us to make the content available to other companies/organisations with whom we have business relationships. Such provision of your information may require changes to your content.

  2. Inquiry with a specific Product Provider

    By submitting your information to retrieve your product options, you consent to us providing Product Providers with your information (including Personal Information) in accordance with our Privacy Policy.

  3. Exchange information with Product Providers

    You agree that we may use the contact details you have provided to us in order to contact you from time to time to update you on the services that we provide. You may opt-out of these communications, at which point we will cease to contact you.

  4. Ongoing communication

    By submitting your information to retrieve your product options, you consent to us requesting information from Product Providers about whether you have progressed with an application, the circumstances of your application, and reasons why your application has been approved, declined, settled, or withdrawn.

  5. Disclosure as required by law

    You acknowledge and agree that we may disclose information provided by you if required by law. You acknowledge and agree that we may disclose information provided by you if required by law. For further information about the collection and use of information provided by you in the course of using this website and Financeable services, please read our Privacy Policy on this website. By using the website and any Financeable services, you are agreeing to the terms of the Privacy Policy.

Warranties

While we have made every effort to ensure that information is free from error, Financeable does not warrant the accuracy, adequacy, suitability or completeness of Material on the Financeable Website. Use of the Financeable website is at your own risk. Financeable does not guarantee that our Website or Third Party Websites will be free from viruses, that the Financeable Website will be available, or that access to the Financeable website will be uninterrupted. You are responsible for taking appropriate precautions for the protection of your computer system and data.

Limitation of Liability

Subject to any rights implied by law which cannot be excluded, Financeable is not liable to you, whether in contract, tort (including negligence), statute or otherwise, for any losses, damages, liabilities, claims or expenses (including but not limited to legal costs and defence or settlement costs), direct or indirect, whatsoever arising out of or referable to:

  1. Your use of the Financeable website;
  2. Material on this website;
  3. Your use of Third Party websites; or
  4. Third Party Material.

Financeable reserves the right to assume the exclusive defence and control of any such matter subject to this indemnification clause. In the event that this occurs, Financeable will take on any costs associated with defending the matter, and you agree to fully cooperate with Financeable in asserting any available defence.

Jurisdiction

Unless otherwise stated, the information on the Financeable website is provided in compliance with Australian law and is only intended for persons within Australia. The Financeable websites may not comply with the laws of countries other than Australia and is not directed at, and should not be relied upon by, persons in any other country.

Copyright and Trademarks

Copyright in the Material on this website is owned by or licensed to Financeable or it’s lender partners. Except where necessary for viewing the Material on this website on your browser, or as permitted under the Copyright Act 1968 (Cth) or other applicable laws or these Terms of Use, no Material on this website may be reproduced, adapted, uploaded to a third party, linked to, framed, distributed, displayed or transmitted in any form by any process without the specific written consent of Financeable. You must not use any trademark displayed on the Financeable website in any way without our express written consent.

Privacy and the Use of the Website

Financeable may use third parties to collect statistical information to measure the effectiveness of our online advertising. Any third party involved in this process will not collect personal information. If you use a link from the Financeable website to a Third Party website, the Third Party website operator is responsible for the security and privacy of your information when you are viewing that website. Financeable’s collection and use of your personal information is described in the Financeable Privacy Policy. By accessing, viewing, or otherwise using this website you agree to be subject to the Financeable Privacy Policy.

Our Use of “Cookies”

“Cookies” are files of data that reside on your computer and allow us to recognise you as a Financeable customer if you return to the Financeable site using the same computer and browser or otherwise use the Financeable Services. We send a “session cookie” to your computer if and when you log in to your Financeable account by entering your email address and password. We use these cookies to recognise you if you visit multiple pages in our site during the same session, so that you don’t need to re-enter your password multiple times. Once you log out or close your browser, these session cookies expire and no longer have any effect. We also use longer-lasting cookies to display your email address on our sign-in form so you don’t have to retype the email address each time you log in to your Financeable account or otherwise use the Financeable Services. Our cookie files are encoded so that your email address and other information can only be interpreted by Financeable. We may, however, share cookie information with certain merchants with whom we have an official co-marketing relationship regarding whether a user identified by the merchant is already registered with Financeable. We and our service-providers also use cookies to customise our services, content and advertising; measure promotional effectiveness, and promote trust and safety. You may encounter cookies from third parties when using the Financeable Services on websites we do not control. For example, if you view a web page created by a third-party or use an application developed by a third party, there may be a cookie placed by that web page or application.

Linking to the Financeable Website

Please contact Financeable’s Marketing Department if you would like to place a link to any part of our website. You must not link to the Financeable Website without our express permission.

Acceptance and Changes to Terms of Use

You acknowledge and agree that your use of the Financeable Websites indicates your acceptance of these Terms of Use and the Privacy Policy as varied from time to time. These are the current Terms of Use. They replace any other terms of use for the Financeable website published on the Financeable Websites to date. Financeable may at any time vary the Terms of Use by publishing the varied Terms of Use on the Financeable website. You accept that by doing this, Financeable has provided you with sufficient notice of the variation. Your subsequent use of the Financeable website constitutes acceptance of the varied Terms of Use.

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